Introduction
If you love shopping online, the SBI SimplyCLICK Credit Card could be the perfect match for you. Designed especially for digital spenders, this card gives you accelerated rewards on e-commerce platforms like Amazon, BookMyShow, Cleartrip, and more. With a low annual fee and high-value benefits, it’s one of the most popular credit cards in India right now.
In this guide, we’ll cover the features, benefits, fees, charges, and eligibility criteria for the SBI SimplyCLICK Credit Card so you can decide if it’s the right choice for your wallet.
Key Features of SBI SimplyCLICK Credit Card
- Annual Fee: ₹499 + GST (waived on spends of ₹1,00,000 in a year)
- Welcome Benefit: Amazon voucher worth ₹500 on joining
- Reward Points:
- 10X rewards on partner sites (Amazon, BookMyShow, Cleartrip, UrbanClap, Lenskart, etc.)
- 5X rewards on other online spends
- 1 reward point per ₹100 on offline purchases
- Fuel Surcharge Waiver: 1% across all petrol pumps in India (on transactions between ₹500 – ₹3,000)
- Annual Spend Bonus: ₹2,000 e-voucher on annual spends of ₹1,00,000 and above
Why Choose SBI SimplyCLICK Credit Card?
- Great for Online Shoppers – If most of your purchases are on e-commerce platforms, you’ll earn significantly more reward points.
- Low Annual Fee – At just ₹499, it’s affordable compared to other lifestyle cards.
- Easy Rewards Redemption – Reward points can be redeemed against shopping vouchers, gift cards, and more.
- Fuel Savings – Waives surcharge on fuel transactions, adding to everyday savings.
Fees & Charges
| Particulars | Charges |
|---|---|
| Joining/Annual Fee | ₹499 (waived on ₹1,00,000 annual spend) |
| Finance Charges | Up to 3.50% per month |
| Cash Advance Fees | 2.5% (min ₹500) |
| Late Payment Fees | ₹400 – ₹1,300 (depending on outstanding balance) |
Eligibility Criteria
- Applicant must be at least 21 years old
- Stable income (salaried or self-employed)
- Good credit score (preferably 700+)
- Indian resident with valid KYC documents
How to Apply for SBI SimplyCLICK Credit Card Online
- Visit the official SBI Card website.
- Search for SBI SimplyCLICK Credit Card.
- Click on Apply Now.
- Fill in your personal and financial details.
- Upload KYC documents and complete verification.
If approved, you’ll receive your SBI SimplyCLICK Credit Card within a few working days.
Final Verdict
The SBI SimplyCLICK Credit Card is one of the best entry-level and online shopping credit cards in India. With 10X rewards on Amazon and partner sites, a low annual fee, and exciting vouchers, it’s ideal for young professionals, students, and anyone who spends most of their money online.
👉 If online shopping makes up a big part of your lifestyle, this card can save you money while giving you valuable rewards.